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Unlock Your Dream Home
with the Best Home Loan!

Plan your property investment with secure and customized home loan solutions.

We partner with leading banks to offer unmatched rates, highest eligibility, and flexible EMI options.

Calculate how much Home Loan you can get
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Dedicated Financial Services Vertical

Prop-Keys identified a major challenge in the real estate sector — many property transactions fail due to funding gaps from either developers or buyers. To bridge this gap, we have established a dedicated financial services vertical that handles loan and funding requirements efficiently. Our team ensures quick approvals, flexible financing options, and smooth coordination for timely deal closures, making the entire process simple and hassle-free.

Our Banking Partners

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Get started on your Home Loan journey

Home Loan Documents Required

Identity Proof (any one) Residence Proof (any one) Other Documents
Driving License Copy of Electricity Bill/Water Bill/Telephone Bill Employer Identity Card
PAN Card Copy of valid Passport/Aadhaar Card/Driving License Duly filled loan application form affixed with 3 passport size photographs
Voter ID - Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions
Valid Passport - Bank account statements for all the bank accounts owned by the applicant for the last six months
Income Proof Documents
For Self-employed Applicant/Co-applicant For Salaried Applicant/Co-applicant
Income Tax Returns for the last 3 years Salary Slips for the last three months
Certificate of Qualification (for Doctors/CA and other professionals) Copy of Form 16 or Income Tax Returns for the last two years
Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years -
Business License Details -
Business address proof -
TDS Certificate -
Home Loan Eligibility
Eligibility Criteria Requirement
Age Minimum Age: 18 years and Maximum Age: 70 years
Resident Type The applicant must be (any one):
  • Resident Indian
  • Non-Resident India (NRI)
  • Person of Indian Origin (PIO)
Employment The applicant can be (any one):
  • Salaried
  • Self-employed
Net Annual Income At least Rs. 5–6 lakh depending on the type of employment
Residence The applicant must have (any one):
  • A permanent residence
  • A rented residence where he/she has resided for at least a year prior to applying for a loan
Credit score A good credit score of at least 750 or more obtained from a recognised credit bureau

Frequently Asked Questions

You can easily check your home loan eligibility using the Prop-Keys Home Loan Eligibility Calculator. Simply enter your income, existing EMIs, and basic details to get an estimate of the loan amount you may qualify for. Loan EMI Calculator

A home loan can only be transferred if the ownership of the property is also legally transferred. In special cases like inheritance or certain legal situations, banks may allow such transfers after proper verification.

Most banks require property insurance while approving a home loan. This insurance protects the property against risks such as fire or natural disasters, ensuring the safety of the asset financed by the bank.

A top-up loan is an additional amount you can borrow over your existing home loan. It usually involves minimal paperwork and is available to borrowers with a good repayment record and credit score.

Yes, banks may allow loan restructuring in situations such as job loss, medical emergencies, or financial hardship. You will need to submit valid supporting documents, and approval depends on the lender’s policies and your repayment history.

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© 2023 Prop-Keys Consulting Pvt. Ltd. All Rights Reserved.
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